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© 2022 Hometown Medicare Advisors
© 2022 Hometown Medicare Advisors
Frequently Asked Questions
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Prescription Drug Plan / Part D
Medicare drug coverage helps pay for prescription drugs you need. Even if you don’t take prescription drugs now, you should consider getting Medicare drug coverage. Medicare drug coverage is optional and is offered to everyone with Medicare.
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Medicare Supplement Plans
Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs.
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Medicare Advantage
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are an “all in one” alternative to Original Medicare. They are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. These "bundled" plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare drug coverage (Part D).
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Medicare & Vision Insurance
Unfortunately, Original Medicare routine vision care and usually does not cover materials such as glasses or contacts. One exception to this is if you have cataract surgery, then Medicare will cover a pair of glasses.
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Medicare & Dental Insurance
Unfortunately, Original Medicare dental coverage such as coverage for services like dental exams, cleanings, fillings, crowns, bridges, plates, or dentures. There are some exceptions, but in general Medicare does not cover dental coverage.
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Medicare & Hearing Coverage
Medicare does not cover hearing exams, hearing aids, or hearing aid fittings. Medicare supplements only supplement what Medicare covers, so they too will not cover hearing.
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